Simple Loan Analysis

Database Analysis Secure Online Banking System - 3029 Words

Secure Online Banking System Mukthadir Hussain Choudhury School of Computing, Informatics and Decision Systems Engineering Arizona State University Tempe, AZ – 85281 mukthadir.choudhury@asu.edu Abstract This report deals with the development and deployment of a Online Banking System which is highly secure and can be accessed from anywhere by entering the URL https://cse545group4.vlab.asu.edu/SecureOnlineBanking. The banking system consists of a system administrator, regular bank employees, several individual customers and merchants. The application is https secured and cookies are sent only over SSL/TLS. The other security mechanisms implemented are One-Time Password and Public Key Infrastructure (PKI) in different functionalities. All the inputs in all the functionalities are validated to prevent XSS attacks, and SQL injection attacks. The details of customers are made not be accessed by bank employees without permission from the user to provide outmost user satisfaction. The application is tested rigorously after addition of each new function for possible failures. The final system is developed as per the functional and non-functional requirements as stated in the requirements doc ument. All the security vulnerabilities and functionality flaws, which were noticed after final deployment by other group members, have been taken care of. Keywords: OTP, system, customers, security, users, vulnerabilities 1. Introduction In today’s world, security is of outmostShow MoreRelatedThe Surveillance Of Cctv Cameras1613 Words   |  7 Pageshighly secure vaults are mainly found in developed countries like the United States of America, Canada, and Germany, among other well-known and developed countries (Tchudi, 1993). As per Laura Woods article, â€Å"How online banking evolved into a mainstream financial tool†, (Woods L, 2014), online banking starts as early as the beginning of the 1900’s. However, it became popular in the late 1980’s though very different in respect to the highly sophisticated, well-organized online banking system todayRead MorePayPal Payment Process976 Words   |  4 Pagessimple but innovative payment process, leading consumers and vendors to a secure, fast and convenient way of online payments. PayPal’s service paved the way for money transfers without exposure of personal financial information although giving its customers the same variety to pay using their bank accounts and credit cards. In October 2002, PayPal was acquired by eBay Inc. – the global online auction site. PayPal’s payment system appealed to both auction sellers and buyers by enabling person-to-personRead MoreQuestions On Information Security Program1951 Words   |  8 Pagespractices are typically updated as needed to address specific changes in policy, technology or banking practices. The Information Security Officer and Chief Information Officer are responsible for coordinating the development and dissemination of information security and technology policies, standards, guidelines and procedures, respectively. 1.2 Scope This Information Security Program establishes the secure operations of the Commercial Bank. The bank’s Information Security Program provides directionRead MoreOnline Banking Project3550 Words   |  15 Pageshave been doing this, and internet banks continue the same function. The only difference is in the way the transactions are made. We all know about internet banking and most of us use it quite often as well, but few of us actually understand about the history of internet banking and how it all came out. Knowing the history of internet banking can be incredibly useful, especially since it will allow us to have more respect for the little things that we take for granted. Computers themselves have reallyRead MoreKey Concepts Of Electronic Banking876 Words   |  4 Pagesand services not only can be displayed and advertised, through online banking, selling and acquiring products has become much less complicated and troublesome. Cyberbanking, or online banking, has rapidly expanded in the past decade and proposed faster and easier ways for businesses to manage theirs banking and financial transactions. II. Key Concepts Electronic banking, also known as cyberbanking, â€Å"involves conducting various banking activities from home, at a place of business, or on the road insteadRead MoreProject Deliverable 1950 Words   |  4 Pageswide focus is into Banking, Finance, FMCG, Insurance, Retail and Manufacturing industries. Role and responsibilities On studying the company’s profile, it seems that company has following resources which form the personnel of its information systems: a. Chief Information Officer - It provides assistance to senior management on IT related tasks. b. Develop and maintain IT infrastructure. c. Develop efficient design to implement operations of the company. d. Information System specialist - It designsRead MoreEssay on Bank of America Case Analysis1705 Words   |  7 PagesBank of America – Case Analysis Prepared By Kesha S Mitchell April 30, 2013 AMBA 650-1134 Marketing Management and Innovation Professor Philemon Oyewole In 2007, Bank of America (BofA) Corporation launched the largest secure mobile banking service in the United States and has over four million mobile banking customers. BofA mobile banking service gives the customers access to their checking accounts for balance, transfers funds and to pay bills through a mobile application (app)Read MoreA Case Of A High Profile Customer1115 Words   |  5 Pages1.0 Introduction The report will be based on a case study of a high profile customer, Agatha, whose account was debited with $1,000,000 using an online service at Trustworthy Bank and Trust (TBT). In this case, TBT applies Triple Data Encryption Standard (3DES) in carrying out transactions. On receiving a message that her account, has been debited with $1,000,000 she contacted the bank manager, Jessica, on the account that the transaction was a forgery. However, the bank manager provided informationRead MoreData Security Public Administration. Nicole Hill. Brandman1427 Words   |  6 Pagesreader will learn different alternatives to how they can ensure the data is secure. What makes this a public/non-profit issue (as opposed to a private issue)? What is the significant/relevant history of the issue/problem? What is/are the potential causes of the issue/problem? Why should we care about this issue/problem (why is this issue/problem significant)? This paper will focus on the first three steps of the analysis process: 1) Defining the Problem, 2) Assembling Evidence, and 3) ConstructingRead MoreBank Management System12681 Words   |  51 PagesPROPOSED SYSTEM 5 1.5.1 Online Banking – How Is It Different 5 1.5.2 Why Use Online Banking 5 1.6 PROJECT OBJECTIVES 6 1.7 SYSTEM OBJECTIVES 7 1.8 SCOPE OF THE SYSTEM 7 CHAPTER 2-LITERATURE REVIEW 8 2.1 DEFINING E-BANKING/ONLINE BANKING 8 2.2 FEATURES OF ONLINE BANKING 8 2.3 E-BANKING IN DEVELOPING COUNTRIES 9 2.4 E-BANKING IN PAKISTAN 10 2.5 E-BANKING IN KENYA 12 2.5.1 Current Structure and Developments in the Kenyan Banking Industry 12 2.5.2 E-Banking Revolution in the Kenyan Banking Industry

Unemployment Rates in the United States Free Essays

Unemployment Rates in the United States According to the most recent report put out by the United States Department of Labor, in the month of February, 49 states saw a decrease in nonfarm employment while Louisiana was the only one where they had seen an increase in nonfarm employment. California had a decrease in jobs since January by 116,000 with Florida in second with 49,500 jobs lost. While Alaska seen the smallest decease in unemployment by just 100. We will write a custom essay sample on Unemployment Rates in the United States or any similar topic only for you Order Now And again Louisiana is the only state to see an increase in employment since January by +0. percent. Louisiana seems right now in this economic bad time has no effect on the job level. Since last February, Louisiana has seen an increase in jobs by +0. 3 percent. Louisiana along other states (Wyoming, Alaska, and North Dakota) have seen an increase in jobs with Wyoming leading the way with a +1. 6% increase. Let take a different take on unemployment by breaking it down by regions. Which region would you think would have the biggest lost in jobs? Was it the Northeast, the south, Midwest or the West. Well in fact it was the West (9. 2) and The Midwest (8. 6%). This really don’t surprise me since most of the automobile manufactories are based out in these areas with the trouble they have been having with the ill stated economy we are in right now. While the Northeast seen the lowest unemployment rate at a 7. 7%. While all of the four regions reported a jobless rate increases from February 2008 until February 2009, the largest increase in the unemployment rate was the West at a +3. %. The one state that has suffered the most in the state unemployment stat was again Michigan at an astonishing 12. 0%. While Wyoming had the lowest at 3. 9% unemployment rate, while Louisiana had an unemployment rate of 5. 7%. Louisiana has seen an increase in unemployment since February 2008 until now by 1. 9%. Michigan on the other hand has seen an increase by nearly 5% from one year ago. The unemployment rates in the United States have seen a drastic change since 2008 and so on. Many because of the tough economic times we are in. Most job losses came from the manufacturing area because of great fear of the economy and the cut backs that companies have to make due to the hard times. Although some states haven’t been hit as hard as others, like for example Louisiana, we have actually seen an increase in jobs from January 2009 until now, while others have lost more than 100,000+ jobs like in Michigan. Works Cited How to cite Unemployment Rates in the United States, Papers

Understanding Ageing Samples for Students †MyAssignmenthelp.com

Questions: 1.Briefly, outline Erikson's stages of development? 2.At which of Erikson's stages stage was your interviewee? Give reasons why you believe them to be at a particular stage. Similarly, if, in your opinion, they do not fit in with a particular stage explain why not? Answers: 1. Erikson's stages of development. Infancy (0 - 1.5 years): In the first eighteen months of life, the fathers' and mothers' nurturing ability is emphasized. The child will develop trust, security, and optimism if well-handled (Erikson, 1993). Early childhood (1.5 - 3 years): The child has an opportunity to develop self-esteem as he or she acquires news skills and learns to differentiate right from wrong. A well-cared for child builds pride rather than shame in herself or himself (Erikson, 1993). Play age (3-5 years): In this period, the child experiences a desire to copy from adults and initiates play games. Also, the child begins to use the word "WHY" in the quest to explore anything. School age (5-12 years): This is the stage of acquiring, developing and accomplishing various skills and knowledge, thus creating a sense of industry. However, if the child experiences feelings of inferiority and inadequacy, he/she can develop problems in terms of self-esteem and competence (Erikson, 1993). Adolescence (12-18 years): In this stage, development is dependent on what is done by an individual. There's struggle to discover true identity and to "fit in" (Erikson, 1994) Early Adulthood (18-40 years): The young adults tend to seek companionship, love and deep intimacy. People may experience long lasting relationships or social isolation. In this stage, more young people make career commitments (Erikson, 1994). Middle Adulthood (40-65 years): In this stage, people care much about their families, work, and careers, and they also try to come up with ideas to transform the society. Adulthood (65+ years): Regarding older adults, some can look into the past with a strong feeling of integrity that is, fulfillment and contentment. 2.Erikson's stages stage your interviewee The interviewee was in the 6th stage. He was a young man, 28 years of age, working in a city bank as a financial analyst. The young man stated that he enjoyed his career and planned on advancing his studies. He had a good relationship with his family and was lucky to find a charming lover, a 25-year-old teacher. He narrated how both of them enjoyed living together, having an intimate relationship and experiencing mutual satisfaction in their friendship (elik Ergn, 2016). Briefly, outline one theory of retirement. Disengagement theory-This states that older persons voluntarily withdraw from personal/social relationships and the society as they age. The adults withdraw from the society by stopping work or retiring, a decision which is naturally accepted by the society. Because aging may cause a change in ones' ego, for example, deterioration of skill and knowledge, this may contribute to retirement. Various psychological processes affect their involvement with social environment (Silverstein et al., 2016). How might a counselor help a person who is approaching retirement? Advise the person to invest their resources well for future engagements (Lusardi Mitchell, 2011). As people approach retirement, they may realize that they do not have enough resources for future days. The adults should be counseled on how to utilize their leisure time. There's need to learn some new skills to mold an adult well for a different path that will benefit them. For example, training on dairy cow keeping or poultry keeping. A need to have medical insurance because, with age, people become prone to diseases (Milevsky, 2006). Finally, they should be counseled on how to maintain social networks between them and their workmates. References Erikson, E. H. (1994). Identity: Youth and crisis (No. 7). WW Norton Company. Erikson, E. H. (1993). Childhood and society. WW Norton Company. Silverstein, M., Bengtson, V. L., Putnam, M., Putney, N. M., Gans, D. (Eds.). (2008). Handbook of theories of aging. Springer Publishing Company. Lusardi, A., Mitchell, O. S. (2011). Financial literacy and retirement planning in the United States (No. w17108). National Bureau of Economic Research. Milevsky, M. A. (2006). The calculus of retirement income: Financial models for pension annuities and life insurance. Cambridge University Press. elik, B., Ergn, E. (2016). An Integrated Approach of Eriksons Psychosocial Theory and Adlerian Counseling. International Journal of Human and Behavioral Science, 2(1).